Privacy Policy

What does Smart Money Inc.
Do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Social Security Number and Income.
  • Credit History and Assets.
  • Employment Information and Credit card or other debt.
    When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share Customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customer’s personal information; the reasons Smart Money, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes—–such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes—–to offer our products and services to you.

For joint marketing with other financial companies

For our affiliates, everyday business purposes—-information about your transaction and experiences.

For our affiliates, everyday business purposes—-information about your credit worthiness.

For non-affiliates to market to you

Does Smart Money, Inc. share?







Can you limit this sharing?



We Don’t Share

We Don’t Share

We Don’t Share

We Don’t Share


Who is providing this notice?

How does Smart Money, Inc. protect my personal information?

How does Smart Money, Inc. collect my personal information?

Why can’t I limit all sharing?

Smart Money, Inc.

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. Therese measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your employment history
  • Show your government-issued ID
  • Give us your wage statements
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
  • Contact forms: If you fill out a contact form on our site, we store that information in a database and use the information to respond to you regarding the reason you contacted us. In addition, we collect phone contacts in the mobile app when you share the app.

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your personal information to market to you
  • sharing for non-affiliates to market to youState law and individual companies may give you additional rights to limit sharing.



Joint marketing

Companies are related by common ownership or control. They can be financial and non-financial companies.

  • Smart Money, Inc. has no affiliates.

Companies are not related by common ownership or control. They can be financial and nonfinancial companies.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Smart Money, Inc. does not jointly market