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President’s Message – January 2023
Aloha and Happy New Year! Entering 2023, many of us have made New Year’s resolutions. Here at Smart Money Hawaii, one of our New Year’s resolutions is to be 1% better every day. Through education, we hope to engage and make you a little more informed about one of your most significant investments, your home. Whether looking for your first…
9 Steps In The Mortgage Process
While purchasing a new home can be exciting, some people may struggle with the mortgage process. Obtaining a mortgage loan can be a complicated and intimidating process, especially if you are a novice. It can, however, go more smoothly if you know what steps to take. As a result, this post will go over the steps in the mortgage process…
President’s Message – December 2022
Aloha, Smart Peeps! I can’t believe I’m saying this, but Merry Christmas and Happy New Year. I’m surprised how quickly 2022 just blew by, and we’ve made another trip around the sun. This is the last newsletter for 2022, and I hope you all find value in these updates. For most of this year, we have spoken about inflation, as…
President’s Message – November 2022
Aloha Smart Peeps! The year is just blazing by, and it is that time of the year when it is extra important to have that attitude of gratitude. When I go to the stores the Christmas displays are already up, and it feels like we skipped Thanksgiving altogether. Well despite the lackluster performance of the stock market and high inflation…
10 Advantage Of VA Loan
Loans are necessary assets that can be extremely valuable at specific life events. People usually don’t enjoy taking out loans, but when critical needs arise, a loan is the best option to meet those needs. On the other hand, taking out a loan always entails meeting specific requirements, which vary from lender to lender. Some lenders impose obnoxious, terrifying, unfriendly,…
Getting Your House Ready to List
By Jessica Mok Realtor-Associate (RS-75246) November 2022 You have decided that you want to list your house! It may be time to upgrade, relocate for a job transfer, for personal reasons, or it is just time to move on. Well… the market is not like it was before, not even like it was just a few short months ago. It…
Will My House Still Sell in Today’s Market
by Micah Grafsgaard, Paradise Brokers (RB-23305) October 2022 If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years.Buyer Demand Then and NowDuring the pandemic, mortgage…
Home Buyer Checklist: What to Look for in an Open House
August 2022 It is Sunday afternoon, the signs and balloons are on every street corner – time to head to open houses! You walk into a freshly air-conditioned home, the smell of vanilla candles, light music playing. It is easy to get distracted by the glamorous staging and cute decor of the home. But don’t be so easily fooled. You…
