Meet Our Team
Darci Lee Harris
Darci’s outgoing personality and positive outlook help her clients feel at ease during the loan process. She truly believes in treating others how you would like to be treated. Darci enjoys helping, motivating, and educating those who are open to sharing and are driven to reach their goals. She wants to help you own a piece of paradise where the rainbows always shine bright. When Darci is not working, she enjoys traveling to experience different cultures, spending time with her family, watching hockey, going to the range, and eating/drinking with her friends.
Daryn was born and raised on Oahu. He embodies the local spirit and is very attuned to the local way of doing business. He has over a 16 years of real estate and mortgage lending experience, and graduated from the University of Hawaii with a BBA in Management Information Sciences. He is also an astute real estate investor and entrepreneur. He bought his first property at the age of 25 with the money he saved from working two full time jobs. His first-time home buying experience was problematic because his loan officer didn’t explain terms well, didn’t give him loan options, and never returned his calls on time. This experience is what lead Daryn to start a career in mortgage finance. He knew that other homeowners were probably experiencing the same thing and felt that he could fill that void. Since then, Daryn has made it his mission to create the best customer service experience for locals trying to purchase or refinance their home. Hence, Smart Money was born!
Devan was raised on the island of Maui then moved to O’ahu after he graduated from the University of Hawaii at Manoa. Devan studied business and graduated with a finance degree from the Shidler College of Business.
After graduating, he tried out different fields of business including financial planning and escrow. He was approached by a college friend and previous co-worker, Everett, with an idea of switching business fields again to become a mortgage loan officer. Seven years later he’s still grateful for the opportunity he was given by both Smart Money and Everett.
On his free time Devan likes to try and stay active. He enjoys going to the gym and traversing the course terrain looking for his lost golf balls.
Eddie has 15 years of experience as a mortgage advisor and his mission has been to provide exceptional service to the hundreds of families and individuals who have relied on him to purchase their dream home. His customer service philosophy is simple: Do what you say and say what you do. He always strives to be a trusted resource for his clients and his goal is to connect you with the financing option that best fits your needs.
Eric Cordeiro is a transaction coordinator/strategic mortgage advsior with Smart Money Hawaii supporting both the clients and staff. With over 15 years’ experience in customer service and non-profit work, He understands that the needs of each client are vastly different. He works to make the loan process as effortless as possible for clients all while assisting fellow loan officers and aiding his team to achieve success.
Growing up a child of a military officer, Eric was happy to finally place his roots in the same place as his family, Kaneohe. Since returning to Hawaii in 2000, Eric has earned a BA in Psychology from the University of Hawaii Manoa, and an MBA from Chaminade University. He enjoys physical fitness, anime, and working toward helping you find the best solution for your mortgage needs.
Born and raised on O’ahu, Everett graduated from Pearl City High School and Shidler College of Business. Starting his career path with Northwestern Mutual, he eventually went from the Financial Planning field into Lending. With over 9 years of full-time experience at Smart Money, Everett will take your lending needs and questions very seriously. His vast knowledge of the business coupled with his dedication to helping others ensures you will be in good hands. In his free time, he enjoys cooking, playing hockey, and spending time with family and friends. If you have some time, check out his Zillow Profile too!
Ian is a Transaction Manager and Loan Officer at Smart Money Inc. In addition to helping his clients with refinance and purchase transactions, he also helps his fellow loan officers with their side of the process. This mainly consists of tracking the progress of everyone’s loans and making sure they are moving along in a timely manner. Ian has been an employee of Smart Money Inc. for over 3 years, since moving to O’ahu from Las Vegas, where he attended UNLV and met his fiancé. Born and raised on Maui, he works efficiently to make the entire process as simple and stress-free as possible for his co-workers, and more importantly his clients. You can expect 100% transparency and no horror stories or surprises. He is an avid MMA fan who loves video games and going out to eat, especially ramen!
Jennifer is a licensed Mortgage loan originator in the State of Hawaii and has been in the real estate and mortgage industry since 2004. Her goal is to help you find your dream home while eliminating the stress and concerns that come with buying your first property. Having been on both sides of the process a number of times, she has gained knowledge and skills to help seamlessly guide you every step of the way. Her priority is to make this monumental moment in your life a smooth and enjoyable experience. Throughout her career, she has helped families understand the process, walking them through the entire transaction and explaining to them thoroughly about rates and the terms of a mortgage. In addition, she can advise and guide you to invest in income properties as well. As a real estate investor herself, she can explain the benefits of rental properties and taking equity out of your current home to purchase an investment property for cash flow. Her core value is to build a long-lasting relationship with you and help guide you to increase your real estate portfolio. When she is not working on the weekends, she enjoys golfing, traveling, cooking, fishing and spending QT with her family and friends.
Rebecca is not only a Loan Officer but also the CX Manager at Smart Money Hawaii. She understands the long process, excitement and stress that can come with buying a new home and truly believes in the importance of making sure all clients at Smart Money Hawaii receive the best possible experience. After earning a double major in Marketing and Finance from Loyola University of Chicago, she returned home to Hawaii and began her career in printing and graphic design. With over 17 years of customer service experience, Rebecca focuses on making the loan process easy to understand for her clients while finding them the best home loan program that suits their needs. In her free time, she enjoys frequenting Honolulu restaurants with her family, going to the gym and traveling to new places.
Sean has been with Smart Money since 2008 and has a wealth of knowledge when it comes to the many loan products that are available. He takes pride in assuring his clients are well educated to accomplish their financial goals. With over 13 years of mortgage experience, you can be confident knowing that you are in good hands and making the correct decisions for you and your family.
A Maui girl at heart Tami has been living on Oahu since College. She has joined the Smart Money team in 2015 as their Transaction Manager and two years ago got her license as a Mortgage Loan Officer. She is prepared to make a difference in the lives of customers and their families looking to refinance or buy a home. She is responsible for discussing clients needs, recommending the best loan options, and helping customers feel comfortable during the whole loan process. Tami holds a Bachelors of Arts in Psychology and is also known as Mrs. Aloha, Tami is a social outgoing butterfly who loves her job and the team she works with. She is a strong believer in treating everyone like family.
Tyler was born and raised in Waimea on the west side of Kauai. He attended Waimea High School and later went on to graduate from the University of Hawaii at Manoa where he was a 4-year letter winner in football and earned academic all-conference honors. Tyler spent the early part of his career in restaurants working with chefs including Sam Choy and Emeril Lagasse and running his own lunch wagon and catering business. It was on these athletic fields and in these kitchens where he learned the importance of teamwork and attention to detail. In his free time, Tyler enjoys traveling with friends and family and giving back to his community by coaching youth sports. As a mortgage broker, he finds the most gratification in helping his clients, many of whom are now considered extended family, improve their financial positions, and reach their investment goals. Whether you are looking to purchase a home or investment property, consolidating debt, or wondering if a rate and term refinance would work for you, Tyler can help you find the best loan options and navigate you through the entire process
With over 16 years of experience in the mortgage industry, William Rodriguez diligently serves as Vice President of Operations at Smart Money, Inc. As a prominent figure in Hawaii’s mortgage industry, William specializes in V.A., F.H.A., U.S.D.A., and conventional loans with a proven record of creating comprehensible loan options tailored to the needs and goals of Hawaii’s families. William brings honesty, integrity, humor, and extensive knowledge into every loan transaction. His ability to foster connection and trust ensures that families feel comfortable and informed throughout the loan process. Many repeat clients praise William for exceeding their expectations. The creativity and tenacity he possesses enable him to package loans for families turned away by other mortgage companies. He’s dedicated to supporting Hawaii’s families and helping them realize their dreams of homeownership.
A native of Bogota, Colombia, William is fluent in Spanish. Before joining the mortgage industry, William proudly served in the U.S. Marine Corps, stationed at U.S.M.C. Kaneohe Bay. He’s a dedicated husband and loving father to his son, a Maryknoll high schooler. He holds a Bachelor’s in economics and a Master’s in organizational management. Outside the office, you may see him riding scooters with his family around Kakaako or dancing salsa at local hot spots around the island. He loves his community and dedicates some of his free time to Hawaii’s most vulnerable population, keiki in foster care.
Chris Freck is a co-founder of Island Reverse Mortgage and a lifelong learner who believes in strong consumer protections and includes loved ones at every step of the decision-making process. Each specific client has a unique set of needs and goals. The solutions proposed should provide flexibility and sustainability to leave the legacy the whole family chooses based on their unique circumstances. He has been regularly trained to work with Home Equity Conversion (Reverse Mortgage) clients since 2005.
Chris was born into a military family and spent his younger years at bases in Europe and the mainland U.S. He graduated from Cal Poly, San Luis Obispo. Chris has had an official presence on Oahu since 2013 and is very attuned to the Island’s way of doing business. He completed his MBA in Strategic Management at Cal State East Bay in 2000 and has over 15 years of real estate and mortgage lending experience. As a Certified Mortgage Planning Specialist since 2007, he continues his education monthly.