Working with Ian Quirk at smart money was a breeze. I couldn’t have chosen a better person to do our loan. We bought a brand new townhome in Maui and took a chance on working with Ian on Oahu. Totally worth it, this is our first time buying a house and Ian made the process easy to understand. He worked hard to find us ways to save money. He was always on top of things and gave us our deadlines way in advance so we could prepare. Every document was sent electronically so we never had to meet face to face. If we felt uneasy about something he always was honest and reassured us by giving us other options. Didn’t feel any pressure in any situation. The whole process was seamless! Thanks Ian!! – Jackie