Tami really walked us through this process.  She took the time to make sure that we understood and were comfortable with things.  She made suggestions and listened to our concerns/hesitations.  She guided us with professionalism and experience.  We had the utmost confidence in her and we know that she went to the mat for us with pushing things through to meet deadlines during this very busy period.  The documents were digital and the notary came to us for final signatures.  Everything was smooth and came out as expected if not better. We are happy with the results and would highly recommend Tami at Smart Money Hawaii to any family who is either very knowledgeable about the re-fi process or very unfamiliar like we were. Mahalo Tami! - Erinn

Working with Tami over at Smart Money on our condo refinance was a wonderful experience. Before this, I had always assumed refinancing a property was some difficult and time-consuming experience, but from the time I reached out about potentially refinancing, to the time of closing, it was a smooth and straightforward process. Honestly, it was such an easy process, at points, I had completely forgotten I was in the middle of a refinance until I would get an e-mail requesting a DocuSign, or something of the sort. Tami really came through for my wife and I and helped us get a great rate on our loan, and we are very grateful! - Nathan