We treat you like Ohana.
Let’s keep it simple and close on time!
home improvements, debt consolidation,
down payment for a new property and more!
Calculate Your Rate
We're here to meet all of your needs
Financial solutions for buying a home or refinancing
About Smart Money
A local company to help local people
Welcome to the official site of Smart Money Inc.. We are a full service mortgage company based in Honolulu, Hawaii. We specialize in VA Loans, First Time Home Buyers in Honolulu. We also serve the surrounding cities in Honolulu County, Hawaii County, Maui County and Kauai County. Whether you are buying a home or refinancing in any of these zip codes: 96814, 9706, 96707, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.